What Is No Claim Bonus What is a no claims bonus A no claims discount or no claims bonus NCB is a discount that can be applied to an insurance policy based on the number of consecutive years the policyholder has gone without making any claims If there are still no claims on your policy you keep getting a discount
A no claims bonus NCB or more correctly a no claims discount is awarded if you don t claim in the latest policy year Even if you have an accident that wasn t your fault you re hit by an uninsured driver or your car gets stolen you could lose your NCB and your premium could go up at renewal A no claims bonus also sometimes referred to as a no claims discount or abbreviated as an NCB or NCD is an optional feature of most car insurance policies whereby if you don t make any claims in a year you get a discount on the next year s policy as a reward
What Is No Claim Bonus
What Is No Claim Bonus
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Key takeaways If you haven t made any claims you qualify for an no claims discount also known as a no claims bonus NCD can be built up for a maximum number of years typically up to 15 depending on the insurer The longer you go without claiming on your insurance the more you save What is a No Claim Bonus For every year that you re insured to drive a car but you don t make a claim on your insurance an insurer gives you a No Claims Bonus You could see it as a way of rewarding you for good and safe driving In fact it s a useful way for insurance companies to build your record as a driver into their pricing
A no claims bonus NCB also known as a no claims discount is a discount on your premium based on your claims history And building this bonus is one of the best ways to secure a cheap car What is a no claims bonus If you haven t made a recent claim you can get a no claims bonus also known as a no claims discount NCD on your car insurance when you come to renew The longer you drive without claiming the bigger the discount on your premium could be
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No claims bonus NCB otherwise referred to as No Claims Discount is a way you can cut the cost of car insurance A no claim bonus also called a no claims discount safe driver reward no claim bonus rating scheme or rating level typically gives you a discount on your car insurance The discount increases each year if you don t claim up to a maximum number of years This sounds like a big saving
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What is a no claims bonus A no claims discount or no claims bonus NCB is a discount that can be applied to an insurance policy based on the number of consecutive years the policyholder has gone without making any claims If there are still no claims on your policy you keep getting a discount
https://www.theaa.com/car-insurance/advice/no-claims-bonus
A no claims bonus NCB or more correctly a no claims discount is awarded if you don t claim in the latest policy year Even if you have an accident that wasn t your fault you re hit by an uninsured driver or your car gets stolen you could lose your NCB and your premium could go up at renewal
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